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46. 46 Property Damage Liability • You damage another person’s property • You have to pay for the damage because it was your fault-you are “liable” – For example, you crash into someone’s car damaging their car. 39. 39 Bodily Injury Liability • Are you covered by BI insurance? 47. 47 Property Damage Liability You need Property Damage Liability insurance to cover the cost of repairing or replacing their property. 29. Bodily Injury Liability 29 You need Bodily Injury Liability insurance to pay the cost of their medical bills, pain and suffering. 10 car insurance terms you need to know (a.k.a. Need help figuring out how many of our car insurance discounts apply to you? We’re here to help you get car insurance in Illinois that adheres by your state’s required coverages. While these coverages work well for newer cars, they may not make sense for older vehicles. Make sure you come out victorious. 32. 32 Bodily Injury Liability What if you have $15,000 of Bodily Injury Liability insurance but the other person’s medical bills come to $265,000? 33. 33 Bodily Injury Liability What if you have $15,000 of Bodily Injury Liability insurance but the other person’s medical bills come to $265,000?

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If you tell a medical personnel that you are okay, it may get documented, even if you are not. 61. 61 Property Damage Liability • Are you covered by PD insurance? 52. 52 Property Damage Liability You pay the remaining $10,000 What if you don’t have $10,000? It will take $10,000 to repair your car. When a customer rents a car they will need to know what the car is going to be used for. This company trails rivals in terms of customer loyalty and satisfaction, though many of its rates are competitive. In addition to this, because we are able to work directly with the insurance companies on your behalf, we are often able to put together deals and discounts that you can’t find anywhere else. Most insurance companies offer a wide variety of discounts, like paid-in-full, safe driver, bundling, low annual mileage, long-time customer, multiple vehicles, and more. More than 500 companies offer insurance in the Nine state area in which we operate.

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Car insurance for a new 25-year-old driver will likely cost more than car insurance for a 25-year-old with nine years of driving experience. 83. Collision is expensive 83 Cost of insurance depends on your car. Depends on your insurance contract, look at the small print. Roll into small pond. They may be guided by the most popular policy which everyone is using or what their friends or family members have told them, but there are a number of factors that need to be kept in mind to save money while buying your policy. State Farm’s average rate is only about a 6% increase over number two Geico’s average of $1,100. Step 2: Call the Department of Motor Vehicles in your state. Insurers have access to all sorts of personal information, including your motor vehicle record, credit record, and your history of claims with other insurers. For example, states such as Michigan are no-fault states, meaning that it requires drivers to carry unlimited Personal Injury Protection (PIP) coverage. Does not cover damage or injury costs for your personal property. This type of coverage reimburses you for car repair costs above.

3D i-pace pace 2019 model Your Property Damage Liability insurance will pay to repair the other person’s car. 69 Collision will not pay $4,000 to repair a car that is only worth $200. 69. Collision Will only pay for repairing your car if the cost of repair is less than the value of your car. • Collision coverage will repair or replace your car up to value of your car – For example: You crash your car into a brick wall. 74. 74 Collision insurance • Has a “deductible” – You pay the deductible before the insurance begins to pay for the repair $2000 damage – For example: You have $2000 of collision damage and a $500 deductible collision insurance policy. 75. 75 Collision insurance • Has a “deductible” – You pay the deductible before the insurance begins to pay for the repair – For example: You have $2000 of collision damage and a $500 deductible collision insurance policy. 79. 79 Collision • Has a “deductible” – You pay the deductible before the insurance begins to pay for the repair – For example: You have $400 of collision damage and a $500 deductible collision insurance policy.

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